Author finances
An advance is not a salary: planning for uneven author income
Advances and royalties arrive on a publisher's schedule, not yours. A few habits make estimated taxes and cash flow far less surprising.
Full article coming soon.
Insights
Notes in the margin.
Short, practical reading on the questions clients bring most often. General information only — not tax advice for your specific situation.
Business formation
Sole proprietor, LLC, or S corporation? Questions to ask first
The right entity depends on liability, income level, and how you plan to pay yourself. Start with these questions before filing anything.
Full article coming soon.
QuickBooks
Signs your QuickBooks file needs a clean-up before tax season
Unreconciled accounts, a bloated chart of accounts, and personal spending mixed in are fixable — ideally before the deadline.
Full article coming soon.
Tax planning
Estimated payments for Saint Johns business owners and freelancers
If no one withholds tax for you, quarterly estimates keep penalties away. Here is how to think about the calendar.
Full article coming soon.
Whatever you are building next, give the numbers a stronger role in it.
Whether the next chapter involves starting a business, publishing new work, organizing the books, planning for taxes, or understanding what the financial statements mean, begin with a direct conversation.